Connect Stripe and Xero
Record Stripe payments, fees, refunds, and payouts in Xero accurately, so reconciliation against your bank feed just works.
- Stripe · payment succeededtrigger
- Resolve Xero contactaction
- Book payment and feeaction
- Match payout depositaction
- Reconcileddone
Stripe processes the payment and skims a fee; Xero needs both booked so your bank feed reconciles cleanly. Spojit records each Stripe charge, refund, and payout in Xero with the right accounts and tax treatment. We have a native Stripe connector, and Miraxa builds the Xero API calls from the docs.
Stripe and Xero, working together
When a payment succeeds in Stripe
create an invoice and payment with the fee as an expense in Xero
When a refund is issued in Stripe
record a credit note against the contact in Xero
When a payout is paid in Stripe
create a bank transaction matching the deposit in Xero
When a dispute is lost in Stripe
post the chargeback and fee to a bank account in Xero
Built for how Stripe and Xero really work
Fee handling
Book the Stripe processing fee as an expense so the Xero payment matches the net amount that hits your account.
Payout matching
Create Xero bank transactions that line up with Stripe payouts for clean bank-feed reconciliation.
Contact resolution
Find or create the Xero contact for each charge so invoices and credit notes attach to the right record.
Why teams build this on Spojit
Several third-party apps sync Stripe to Xero, and they handle the basic invoice-and-payment case. Teams pick Spojit when they need control over fee accounting, payout reconciliation, dispute handling, or tax codes and account mapping. Miraxa builds the Xero calls from the API, so you decide the accounting treatment instead of inheriting an app's fixed behavior, all in one durable workflow.
With Spojit
- A native Stripe connector plus Miraxa-built Xero calls means no third-party sync app to license.
- Direct Mode books deterministic entries with no AI credits; AI assists only on ambiguous matches.
- Durable execution retries through Xero API limits so entries are not duplicated or dropped.
Stripe + Xero, answered
Does it account for Stripe fees in Xero?
Yes. The processing fee is booked as an expense so the Xero payment matches the net amount deposited.
Will payouts reconcile with my bank feed?
Yes. Spojit creates Xero bank transactions that match Stripe payouts so reconciliation lines up.
How is this different from a Stripe-Xero app?
Spojit lets you define fee accounting, payout matching, and tax and account mapping that fixed sync apps do not expose.
What is possible depends on your plan and authorized API access. Some Stripe and Xero endpoints and capabilities are gated by the vendor (for example, parts of an API may require a higher tier, and write access can require a custom or add-on connection on an eligible plan), so not every workflow is available on every account from day one. You can request a feature or integration any time, and we will get in touch to figure out how to make it work.
Connect Stripe and Xero today
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